They pass through our hands every day, but do you ever stop to consider the images on Australia’s paper currency? In this article, in honour of Australia Day, we introduce you to the faces staring out at you from your purse or wallet.
We love new years. They are a wonderful opportunity to focus our mind on sorting out our finances once and for all. No one enjoys life if they are troubled by money. So, here are some things that you should be looking at straight away to make sure the 2019 is truly a happy financial year.
Australia has one of the highest immigrant populations in the world. Unsurprisingly, people who come to Australia often like to bring family members with them. Here is a simple way in which different generations of the same family can help each other into the property market.
Income protection cover is one of the most important types of life insurance. Once we have selected the right product for you, we turn our attention to the waiting period for that product. This article explains everything you need to know about waiting periods.
Credit cards can be extremely convenient, especially when you pay them off in full each month and never incur interest. Here are some of the ways that credit cards can make life easier.
Business owners can typically achieve a level of tax deductibility for the running costs of multiple cars. To do this, the owner must be operating with a company or trust structure. The company or trust makes a car available to the owner for private use. There is no limit to the number of cars that can be made available for this purpose.
Disabled children are treated as adults for tax purposes even if under age 18. This means that they can receive distributions of net income from family trusts and hybrid trusts. This income is taxed normally, rather than under the penalty tax arrangements that usually apply to the unearned income of minors. It can mean that the family pays much less tax.
Psychologists and economists have long observed that we tend to think the things we own are worth more than they really are. This ‘endowment effect’ can lead us to make bad financial decisions. Here is how to avoid them.
One of the difficulties of saving is having your money constantly available. A new form of savings account can help you manage your own temptation. Read on and we will show you how.
Research shows that people are more interested in saving a large percentage on a cheap purchase than they are in saving a small percentage on an expensive purchase. This can lead them to waste both time and money, and can also be expensive when it comes to big ticket items like home loans.
